, Singapore

OCBC’s half-year earnings soared to a new high at $2.04b

Its overseas business injected fat contributions.

OCBC’s markets in China and Indonesia are the bank’s big assets this results season as contributions ballooned 102% and 21% respectively, buoying the group’s profits to $2.04b despite rocketing operational expenses.

Both net interest income and non-interest income also elevated to rarefied air, contributing to the robust first half performance of OCBC.

“Net interest income grew 14% to S$2.53 billion, as compared with S$2.21 billion a year ago, largely from an 18% rise in interest-earning assets. Non-interest income rose 9% from a year ago to S$1.80 billion from S$1.65 billion,” a report from OCBC said.

However, a 9% increase in income from customer flows did not abate the capsizing of the net trading income to $193m from $232m last year.

“Net gains from the sale of investment securities of S$209 million were higher than S$65 million a year ago, mainly from realised investment gains in GEH’s equity portfolio. Profit from life assurance of S$331 million was lower than S$403 million the previous year,” the report explained.
 

Pembekuan pendanaan menghantam penyedia layanan BNPL

Investor semakin sedikit mengalirkan dana ke penyedia layanan BNPL yang sudah menghadapi keuntungan margin yang tipis.

HSBC: Aliansi bank-fintech merupakan win-win

Pemberi pinjaman dapat belajar dari teknologi disruptif sambil membantu mereka mematuhi regulasi.

Tokenisasi aset perdagangan untuk menjembatani kesenjangan pembiayaan

Teknologi blockchain dapat mendesentralisasikan operasi keuangan dan mempermudah akses kredit.

BCA menjalankan komitmen terhadap keuangan berkelanjutan

Bank asal Indonesia ini mempertimbangkan aspek lingkungan dan tata kelola dalam keputusan pemberian pinjaman.

Mengapa UNOBank mendorong embedded finance tumbuh di Filipina

Bagi UNOBank, banking interface terpadu adalah strategi pertumbuhan sekaligus upaya inklusi keuangan.

OCBC mencoba mengurangi kesenjangan manfaat bagi agen properti di Singapura

Produk terbarunya menawarkan manfaat finansial di bidang perbankan, asuransi, dan perdagangan.

Upaya Malaysia menjadi anggota BRICS untuk mendorong perombakan sistem perbankan

Namun, tantangan muncul ketika menjauh dari ketergantungan pada AS dan SWIFT.

Platform pembayaran PingPong memperoleh lisensi PJP di Indonesia

PingPong mengincar ekspansi ke pasar ekspor senilai $320 miliar di negara tersebut.

Merger dan penutupan mengancam 3.800 bank di area pedesaan Cina

Sekitar 70 bank di area tersebut telah merger sejak 2023.