Lending & Credit

APAC’s non-bank financial institutions face liquidity challenges: S&P

One NBFI failure is enough to trigger a domino effect and collapse a whole market.

APAC’s non-bank financial institutions face liquidity challenges: S&P

One NBFI failure is enough to trigger a domino effect and collapse a whole market.

Bank of China bad loans, capitalization ‘stable’ amidst real estate woes: S&P

BOC’s NPL ratio for mainland real estate loans rose 62 basis points in H1.

Earnings remain key weakness of Japanese banks: Fitch

Impact of rising interest rates in the US will be mixed, the ratings agency said.

Validus, Citibank establish $100m facility for SME financing

The facility is collateralized by SME loans by Validus’ Singapore arm.

Australia’s Judo Bank on track for earnings growth

Its net interest margin is expected to be 3% over the next two years.

Rethinking the mortgage lending experience

There is no denying the recent volatility of the real estate market. During the pandemic, US lenders saw record numbers of mortgage applications...

China’s small, regional banks gain lifeline with planned NPL disposal initiative

But local asset management companies may face pressure to acquire bad debt at prices that make it challenging to earn a commercial return.

South Korean banks’ NIMs to support stable profitability in H2

South Koran banks’ rising net interest margins or NIM should support its profitability in the second half of 2022, reports Fitch Ratings.

China’s banks set to trim loan rates to bolster borrowing: report

This comes after new yuan loans in July fell to just a quarter of the amount in June.

Australia’s mortgage delinquency rate to rise in coming quarters

It is beset with the same issues as of its peers: inflation and interest rates.

Bengalaru remains India’s fintech leader

WealthTech captured most of the seed funding; Marketplace Lending unlikely to rebound.

China’s new bank loans plummet in July amidst COVID fare-ups, property jitters

Analyst warned that new lending may continue to disappoint in the near term.

India tightens rules for digital lending

Lenders may no longer increase credit limits without the consent of the borrower.

Robocash names Kirill Kalashnikov as APAC regional director

Kalashnikov was country manager for the Philippine online lender Digido.