Retail Banking

Chart of the Week: Taiwanese banks' capitalisation hit 11.4% in H1

This is above the prescribed tier 1 capital ratio of 8.5%.

Vietnamese banks cash in on $44b consumer finance market

The pivot to retail has boosted NIMs, loan growth and operational efficiency.

Singapore unveils framework to enhance payment services regulation

It will regulate systemically important payment systems and focus on retail payment services.

Taiwanese banks move to plug money laundering shortfalls

There were insufficient safeguards in their offshore banking units.

South Korean banks take a breather from rapid expansion plans

Lenders will focus on domestic exposure to SMEs and households.

Small Chinese banks struggle to strike balance between curbing risk and lending

Megabanks have easier access to funding and have more stable asset quality.

Thai banks' Q3 loan growth up 6.4% as consumers snap up credit

Consumer loans outpaced industry average at 8.4%.

Asian Banking & Finance bags Business/Professional Media of the Year Award - Gold at the Asia Pacific Publishing Awards

Its sister publication Singapore Business Review also nabbed the gold award for the business/professional media of the year in the Media Publishers...

Myanmar relaxes ban on foreign bank lending in sector overhaul

The rationale was to give local businesses more access to financing.

Citi appoints Fabio Fontainha as head of retail banking for Asia Pacific and EMEA

He will report to Gonzalo Luchetti, head of consumer banking for Asia Pacific and EMEA.

Singapore-based US banks beef up cybersecurity roles

JP Morgan, Citi and BAML are more vulnerable to threats than homegrown lenders.

Japanese megabanks share ATMs to prop up struggling bottomline

Users from MUFG and Sumitomo may soon be able to withdraw at both ATMs for free.

Trade tensions cut Taiwanese 2019 bank loan growth to 3.2%

Taiwan is amongst the most exposed to US tariffs on Chinese goods.