Retail Banking

OCBC to suffer from rising earnings headwinds

Higher-yielding unsecured personal lending will not be enough to offset higher funding costs.

UOB set to grow in Malaysia, Thailand, Indonesia

But the bank may suffer from currency translation losses.

Singapore banks' deposit market share under threat from foreign banks

They have already increased fixed deposit rates at ~1%.

This graph shows Singapore banks' earnings growth trends till FY13

DBS, OCBC, and UOB are in for more disappointing earnings ahead.

India's Syndicate Bank eyes 15% loan growth

Syndicate Bank hopes to achieve a loan growth of 15 percent and net interest margin of over 3 percent in 2012-13.

India's Reliance Capital gears up for banking business

Reliance Capital, the financial services arm of Anil Ambani-led Reliance Group, announced its full preparedness to foray into the banking business.

Korean banks resilient to household debt: Moody’s

A solid capital buffer against possible debt defaults makes South Korean banks resilient to the country’s household debt, according to Moody’s.

RHB Bank's Vince Au Yoong vows not to enforce product-pushing

The bank's new retail banking director aims to focus on customer segments and needs.

HSBC Singapore commits to a 3-year sponsorship extension of a golf event

The 2013 HSBC Women’s Champions will take place February 28 to March 3.