Malaysian startup Moby Fintech unveils financial decisioning app

Mobylize offers users credit scoring, analysis and decisioning tools.

Malaysian startup Moby Fintech has launched an app called Mobylize which aims to enable users get matched with financial products and services that suit their credit score.

The app features Credit Bureau Malaysia’ credit score, credit analysis, and decisioning tools to help consumers maintain a positive credit health.

According to Mobylize founder Rian Philip, the app will allow users to monitor and understand how factors like credit mix, credit utilisation, repayment history, affect their credit score. Moreover, it also provides useful tips and customised solutions to help users improve their credit rating and reduce risks of non-performing debts.

Available in Google Play Store, Rian said that Mobylize will also present users with lifestyle related questions from time to time to help the app’s algorithm understand users’ lifestyle factors that are beyond credit report such as income, saving habits and spending patterns.