Lending & Credit
Rising risk for Chinese banks: Asset growth buoyed by wholesale funds, not deposits
Banks are now more sensitive to potential counterparty failure.
Rising risk for Chinese banks: Asset growth buoyed by wholesale funds, not deposits
Banks are now more sensitive to potential counterparty failure.
Chart of the Week: China's NPL ratio still highly understated at 1.8%
True NPL ratio could be as high as 30%.
Chart of the Week: See which Singapore bank is most exposed to O&G
This bank has 7% of loans for the sector.
Here’s why Singapore banks face plummeting asset quality amidst Swiber fiasco
DBS’ earnings are expected to take a 3.1% hit.
Australian banks' net interest income growth suffering from a weak housing market
Westpac has alreadly limited loans from 95% to 80% of the home value.
Indian banks plagued with significant amounts of NPLs
Gross NPL ratio increased sharply to 7.6% in March.
Will Malaysian banks' loan growth dramatically increase after the 25bps overnight policy rate cut?
It is unlikely to pick up this time, says an analyst.
Chinese banks to be hit by high credit risks from overcapacity
This is following several high-profile defaults in late 2015 and early 2016.
Hong Kong's banking system weighed down by steep borrowing costs, deteriorating loans
Non-interest income growth will be sluggish.
Will Singapore banks survive another global economic crisis?
Stress tests are increasingly important, regulators say.
Indonesia to inject another USD750m in micro-loan subsidy programme
This will prop up overall loan growth, says Fitch.
India’s bank consolidation bid presents more risks than benefits, says Moody’s
The amount of stressed assets is simply too high.
Risks mount for Chinese banks on back of rising investments in loans and receivables
Exposure to these asset classes more than quadrupled since 2012.
Philippine regulator eases lending rules to spur infrastructure investment
Banks can roll out more loans for project financing.
Bank of Indonesia rolls out surprise rate cut as credit growth tumbles
The regulator is likely to ease further, analysts say.
Here’s the real deal about India’s new loan restructuring scheme
Will it allow banks to cover up bad loans?
Reserve Bank of India tweaks bad loan restructuring rules for lenders
It will be used to avoid high write-downs.