Lending & Credit
Undesirable lending practices uncovered at some local banks: Monetary Authority of Singapore
Credit underwriting standards need to be improve.
Undesirable lending practices uncovered at some local banks: Monetary Authority of Singapore
Credit underwriting standards need to be improve.
These charts summarise Singapore banks' worrisome O&G exposures
The banks will likely suffer from deteriorating asset quality.
Bank Mandiri needs higher NPL buffer, warns analysts
NPLs rose despite strong 12% growth.
New RMB loans hit a record RMB2.51 trillion in January 2016
The pace of credit growth exceeds economic growth, analysts warn.
20% of UOB’s exposure to the oil & gas sector vulnerable to potential impairment
That is if oil prices remain depressed.
How badly can RHB’s oil and gas exposure hurt its profitability?
It would slip into the red if 40% of its O&G book turned non-performing.
Chinese banks' NPL figures 'highly understated'
NPL ratios could jump to as much as 6%.
Australian banks' credit costs feared to increase from current low levels
Blame it on the unwinding of the global commodities cycle.
Core shadow banking activity in China remains subdued
But other forms of shadow banking are rapidly expanding.
Singapore banks face more defaults as oil and gas malaise spreads
DBS and OCBC are most exposed.
Malaysian banks' base rates unlikely to rise
OCBC Malaysia and UOB Malaysia are merely normalizing their rates.
Singapore's overall loan growth dragged by 2.3% drop in business loans
System loan growth came in at 1.4% in November 2015.
Will Indian banks crack the code of its capital conundrum?
They’re struggling to produce quality loans.
All eyes on credit quality as Indonesia’s banks bank on surging economy for growth
Banks are expected to grow an anemic 13%.
Don't fret, consumer finance loans not a threat to Korean banks
And neither are credit card advances.
Malaysian banks' NPLs rose 1.9% in September
Blame it on nonresidential property NPLs.
Debt threat: Indonesian banks' profits pressured by rising bad debts and slowing economy
Bank Negara Indonesia's gross NPL ratio rose to 2.8% for the first nine months of 2015.