Financial Supervisory Commission

The bad loans ratio remained at the same level as in June 2024.

SME loans made up 65.64% of all corporate loans in Taiwan.

There were 28.91 million users of electronic payment accounts in end-June.

Coverage ratios of allowances for NPLs rose almost 30 percentage points.

There were less credit cards active compared to April.

The coverage ratio of allowances for NPLs rose to 811.56%.

The bad loans ratio rose slightly to 0.25% as of end-April.

A total of 1.897 billion non-cash payment transactions have been recorded.

There are over 37 million active credit cards on the island.

The average bad loans ratio is 0.16%.

This accounts for 65% of all loans extended to all enterprises.

A total of 37.89 million cards are active as of end-January, according to official data.

The bad loans ratio rose to 0.15%.

The number of cash cards remained the same as in October, however.

The bad loans ratio fell by 0.01 percentage point, according to the FSC.

NPLs across the 39 domestic banks in the country totalled US$1.98b.   Taiwan banks’ average non-performing loans ratio stood at 0.16% in May, 0.05 percentage points lower than in the same month in 2021, according to data released by the Financial Supervisory Commission (FSC).   NPLs across the 39 domestic banks in Taiwan totalled US$1.98b (NT$57.58b), an increase of US$0.01b (NT$0.32b) from the $1.97b (NT$57.16b) as of end April.   Total outstanding loans across 39 domestic banks rose to $7.14b (NT$207.5b) during the same period.